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Eligibility Criteria

  • Resident citizen of India
  • Aged above 21 years
  • Work for stable institution
  • Have a good CIBIL score
  • Monthly income above Rs.12000

Office Locations Information

Office DetailsAddress Information
REGISTERED OFFICEShop No.3, 1st Floor, Adhi Vinayaga Complex, No.3,Bus Stand, Gopalsamy Temple Street, Ganapaty, Coimbatore Ganapathy Coimbatore North Coimbatore TN 641006 IN
Address other than R/o where all or any books of account and papers are maintainedDOOR NO 36 Old No 25 469 17 1st FLOOR POOMA COMPLEX, NADUVILAL Thrissur Thrissur KL 680001 IN
REGIONAL OFFICEDOOR NO 36 Old No 25 469 17 1st FLOOR POOMA COMPLEX, NADUVILAL Thrissur Thrissur KL 680001 IN
Branches Address Information
HARIPAD 1st Floor, Purathuttethu Building,  Muttom P O, Haripad, Alapuzha – 690511
MANGAMKUZHY2nd Floor, Mariam Tower,Opp. kerala bank, Mangamkuzhy, Mavelikkara, Alapuzha-690558
OCHIRA1st Floor,Reshma Plaza, Ragam junction,  Prayar Road, Oachira P O,Kollam – 690526
KOTTARAKARA1st Floor, Jewel tower, Neeleswaram P O, Neduvathur, Kottarakara,Kollam – 691505
KUNDARA                   1st Floor, 21/681 Kunnel Building, Punnamukku,Perumbuzha P O,Kollam – 691504
BHARANIKAVUMoolavila Building, Sasthamkotta, Bharanikavu, Kollam – 690520
PATHANAMTHITTA 1st Floor,Puthusseril Building, St.Peter’s junction, Pathanamthitta – 689645
PATHIRIPALAMannur,Palakkad – 678642
THRISSUR1st Floor , Pooma Complex,  M G Road, Thrissur – 680001
KALAVOORKavunkal , pulikkeeyil junction, Mannanchery P O. Kalavoor , 688538
AMBALAPUZHARanduthayyil Building, Paravoor, Punnapra P O ,Alappuzha- 688004
THYCATTUSSERYVeliyil Building, Near Govt Beveco Outlet MLA Road ,Thycattussery Cherthala, Alappuzha -688528
CHAVARAPanickers Building , 1ST Floor, Vadakkumthala PO, Vettamukk Chavara,Kollam-690536
BALUSSERY1st Floor LTD,S N Complex, Amarapuri, Balussery Kozhikode-673612
MEENAGADIFirst floor Pudumangalath complex, Beenachi,S.Bathery-673592
PANDIKKADFirst floor MK complex,Puthukulam,Kajirampara Alanallur-678601

About Us

NBFC Business

JMJ Fintech Limited, Chennai is a RBI registered non-deposit taking Non-Banking Financial Company (NBFC) with its registered office at Ganapathy, Coimbatore, Tamilnadu. The company (JMJ Fintech) is built on ethical financial principles, beliefs, and rules. These guidelines determine the conduct of the JMJ platform and its products. JMJ Fintech Limited has one business vertical.

  • NBFC Activities (Non – Depositing Taking Company)
RegulatorsInformation
Years of service40 Years
Formerly knowns as: Meenakshi enterprises Limited
Date of Incorporation 27/11/1982
CIN NoL51102TZ1982PLC029253
RBI Registration Details Reg No – B-07.00141
RBI Registration Date 09/03/1998
BSE Listed Details ISIN – INE242Q01016
BSE Listing Date 17/12/2014
BSE Script Code 538834
GST NUMBER32AACCM8666R1ZQ

JMJ Fintech Limited offers financial services to corporate clients and high net worth individuals. We contribute to the easy-money lending environment and a front runner in the NBFC sector that is fast-expanding with plethora institutions. The company supports clients across India through innovative approaches and customized solutions that promotes financial system efficiency. The loans are disbursed against securities and guarantees confirmed with an agreement. The security and agreements can be varied from shares, bank guarantees and such. The company is having NO bad debt which exhibit the successful financing business model followed. Loans from JMJ Fintech Limited believes in the opportunities and strength of SME sector and offer loans to cater to the various needs of different types of business owners in this sector.

We bring our clients unrivaled transaction and integration expertise, deep industry knowledge to provide management consultation services to organizations during Merger, Amalgamation, Acquisition, Valuation etc. and ensure flawless execution.

Raghavan,

I recommend JMJ to my fiends & family always Whom I know need the help and support from a good friend and honest banking firm.

Raghavan,

Malavika

The assistance I received during the entire loan process was very impressive. I have never received such honest and supportive assistance from any other financing organization. This was excellent.

Malavika

Gopal

JMJ’s simple and easy to use services supported me in troublesome situation. I am really happy about that.

Gopal

Our Visionary

Management Team

Mr. Joju Madathumpady Johny

Managing Director

Mr. Sivadas Chettoor

Independent Director

Mr. Johny Madathumpady Lonappan

Executive Chairman

Ms. Julie George Varghese

Independent Director

Lt. Col. Velayudhanpillai Harikumar

Independent Director

Mr. Vazhayil Easow Josekutty

Independent Director

Mr. Pradeepkumar Chellappan Kamalakshi

Independent Director

INVESTOR RELATIONS

Investor Relations QV

Registrar & Share Transfer Agent


For Investor Grievances & Compliance


The company is listed at BSE Limited (BSE) vide BSE Script Code: 538834

Mr. Joju Madathumpady Johny

Managing Director
(DIN: 02712125)

He holds a Bachelor’s Degree in Commerce. He has More than 7 years of experience in various Financial Institutions like NBFC, Nidhi, and Chits etc.


Mr. Johny Madathumpady Lonappan

Executive Chairman
(DIN: 0017895)

Mr. Vazhayil Easow Josekutty

Independent Director
(DIN: 10358372 )

Mr Vazhayil Easow Josekutty is having 34 years of experience in Corporate laws while holding various positions like Asst Registrar of Companies, Deputy Registrar of Companies and Registrar of Companies in various states.  As Joint Director in the Ministry of Corporate Affairs, Mr Vazhayil Easow Josekutty had experience in monitoring functions of ROCs and Official Liquidators in various States. Mr Vazhayil Easow Josekutty was a member of various Committees formed by the Ministry of Corporate Affairs on matters like the Companies Act, 2013, Producer Companies and Delegation of Authorities. Mr Vazhayil Easow Josekutty was also a nominated member of Executive Committee of ICSI, Hyderabad and FTCCI Corporate Laws, IBC & ADR Committee of Federation


Mr. Sivadas Chettoor

Independent Director
(DIN: 01773249)

He holds a Degree of Bachelors of Commerce and is a Fellow Member of Institute of Chartered Accountants of India. He is also a Post Graduate in Law.:

  1. He Practiced as a Chartered Accountant under the name Sivadas C and Company till April 23rd 2013 and thereafter as a Managing Partner of the firm Sivadas C and Company.
  2. He possess over 35 years of Experience in Audit of various Nationalized Banks and Scheduled Banks, Private Limited and Public Limited companies, Partnership Firms, Public Sector Undertakings, Government Departments, Trusts, Insurance company and other entities
  3. He is Experienced in Direct and Indirect tax consultancy, planning and representations before various Appellate Authorities of various levels.
  4. Past President of Palghat Management Association
  5. Past Member of Institute of Directors, New Delhi
  6. He is a Visiting Lecturer in Calicut University, Calicut, Victoria College, Palakkad, Mahatma Gandhi University, Kottayam, Amrita Business School, Cochin and in other various private educational institutions.
  7. He Contributed articles on taxation and law etc in leading publications
  8. He is a Regular speaker on topics of Direct/Indirect taxation and other business laws
  9. He is also Associated with Charitable activities

Ms. Julie George Varghese

Independent Director
(DIN: 09274826)
She holds a Degree of Bachelors of Commerce and is a Fellow Member of Institute of Chartered Accountants of India (ICAI). She also hold post qualification Diploma in Systems Audit and Forensic Accounting & Fraud Prevention by ICAI. He possesses 9 years of experience as Chartered Accountant and is Currently a Sole Proprietor of M/s. Julie And Company, Chartered Accountants, Palayam, Trivandrum-695001

Mr.Pradeepkumar Chellappan Kamalakshi

Independent Director
(DIN: 09453783)

Lt. Col. Velayudhanpillai Harikumar

Independent Director
(DIN: 10450411)
Lt. Col. Velayudhanpillai Harikumar is a seasoned technocrat with a total of 35 years (20 Years with Indian Army in the Corps of Electronics and Mechanical Engineers (EME) and 15 years with Corporates) of qualitative experience in the entire gamut of Operations of Multiple Manufacturing Plants, Sales & Marketing, Setting up of New Manufacturing Facilities. The key skills include Production, PPC, QA/QC, Logistics, Procurement, Sales & Marketing, P&L, Maintenance, Statutory requirements, Administration. A natural leader with strong Change Management skills, Technical and Administrative Capabilities in restructuring/ rebuilding and optimizing plant operations and manpower resources to revamp the work culture and improve productivity and profitability. Project management skills, operation of multiple business units, dealing with multicultural multi linguistic workforce, Vendor management and “Can Do” attitude have been the strong points to achieve the organizational goals.

Composition of various committees of board of directors

Audit Committee :

Nomination and Remuneration Committee :

Stakeholders Relationship Committee :

Mr. Joju Madathumpady Johny

Managing Director


Vidya Damodaran

Company Secretary

Mr. Justin Thomas O

Chief Financial Officer

Contact Details

JMJ Fintech Limited,

Shop No.3, 1st Floor,Adhi Vinayaga Complex, No.3, Bus Stand,Gopalsamy Temple Street,Ganapaty,Coimbatore Ganapathy Coimbatore North Coimbatore TN 641006 IN

Phone No: +9173959 22292

Share Holding Pattern

Quarterly Reports

Financial Year Quarterly 1 Quarterly 2 Quarterly 3 Quarterly 4
2022-2023 30.06.2022 30.09.2022 31.12.2022 31.03.2023
2021-2022 30.06.2021 30.09.2021 31.12.2021 31.03.2022
2020-2021 30.06.2020 30.09.2020 31.12.2020 31.03.2021
2019-2020 30.06.2019 30.09.2019 31.12.2019 31.03.2020
2018-2019 30.06.2018 30.09.2018 31.12.2018 31.03.2019
2017-2018 30.06.2017 30.09.2017 31.12.2017 31.03.2018
2016-2017 30.06.2016 30.09.2016 31.12.2016 31.03.2017

Additional Report

Name Download
Annual Report – 2018-2019 Click to Download
16/05/2014 Click to Download

Corporate Governance

Quarterly Reports

Financial Year Quarterly 1 Quarterly 2 Quarterly 3 Quarterly 4
2021-2022
2020-2021 MEL CG 30.06.2020 MEL CG 30.09.2020 MEL CG 31.12.2020
2018-2019 30.06.2018 30.09.2018 30.12.2018 30.03.2019
2017-2018 30.06.2017 30.09.2017 30.12.2017 30.03.2018
2016-2017 30.06.2016 30.09.2016 30.12.2016 30.03.2017
2015-2016 30.06.2015 30.09.2015 30.12.2015 30.03.2016

Fair Practice Code

Name Download
CODE OF CONDUCT-PIT Click to Download
CODE OF FAIR PRACTICE Click to Download
Policy Description Date Download
BOARD DIVERSITY POLICY 1 Mar 2023 Click to Download
GENERAL TERMS AND CONDITIONS OF APPOINTMENT OF INDEPENDENT DIRECTORS 1 Mar 2023 Click to Download
CRITERIA OF MAKING PAYMENTS TO NON-EXECUTIVE DIRECTORS 1 Mar 2023 Click to Download
PRESERVATION OF DOCUMENTS POLICY 1 Mar 2023 Click to Download
POLICY ON DETERMINATION OF MATERIALITY OF EVENT 1 Mar 2023 Click to Download
POLICY ON MATERIALITY OF RELATED PARTY TRANSACTIONS 1 Mar 2023 Click to Download
RISK MANAGEMENT POLICY 1 Mar 2023 Click to Download
POLICY ON FAMILIARIZATION PROGRAMME FOR INDEPENDENT DIRECTORS 1 Mar 2023 Click to Download
BOARD DIVERSITY POLICY 1 Mar 2023 Click to Download
POLICY FOR DETERMINING MATERIAL SUBSIDIARIES 1 Mar 2023 Click to Download
NOMINATION AND REMUNERATION POLICY 1 Mar 2023 Click to Download
WHISTLE BLOWER POLICY 1 Mar 2023 Click to Download
BOARD EVALUATION POLICY 1 Mar 2023 Click to Download
BOARD FAMILIARIATION POLICY 1 Mar 2023 Click to Download
SEXUAL HARASSMENT REDRESSAL POLICY 1 Mar 2023 Click to Download

Code Of Conduct

Description Date Download
CODE OF CONDUCT FOR INSIDER TRADING AND CORPORATE DISCLOSURE PRACTICES 1 Mar 2023 Click to Download
CODE OF CONDUCT FOR BOARD OF DIRECTORS 1 Mar 2023 Click to Download
CODE OF CONDUCT FOR SENIOR MANAGEMENT 1 Mar 2023 Click to Download

Corporate Announcement

Year Corporate Announcements Download
2015 – 2023 Annual General meeting Click to Download
2015 – 2023 Board Meeting Click to Download
2015 – 2023 Company Updates Click to Download
2015 – 2023 Corporate Actions Click to Download
2015 – 2023 SDD Compliance Click to Download
2015 – 2023 News Paper Advertisements Click to Download
2015 – 2023 Insider Updates Click to Download
2015 – 2024 Postal Ballot Notice Click to Download

Share Holding Pattern

Quarterly Reports

Financial YearQuarterly 1Quarterly 2Quarterly 3Quarterly 4
2022-202330.06.202230.09.202231.12.202231.03.2023
2021-202230.06.202130.09.202131.12.202131.03.2022
2020-202130.06.202030.09.202031.12.202031.03.2021
2019-202030.06.201930.09.201931.12.201931.03.2020
2018-201930.06.201830.09.201831.12.201831.03.2019
2017-201830.06.201730.09.201731.12.201731.03.2018
2016-201730.06.201630.09.201631.12.201631.03.2017

Additional Report

NameDownload
Annual Report – 2018-2019Click to Download
16/05/2014Click to Download

Corporate Governance

Quarterly Reports

Financial YearQuarterly 1Quarterly 2Quarterly 3Quarterly 4
2021-2022
2020-2021MEL CG 30.06.2020MEL CG 30.09.2020MEL CG 31.12.2020
2018-201930.06.201830.09.201830.12.201830.03.2019
2017-201830.06.201730.09.201730.12.201730.03.2018
2016-201730.06.201630.09.201630.12.201630.03.2017
2015-201630.06.201530.09.201530.12.201530.03.2016

Fair Practice Code

NameDownload
CODE OF CONDUCT-PITClick to Download
CODE OF FAIR PRACTICEClick to Download

Policies

Policy DescriptionDateDownload
BOARD DIVERSITY POLICY1 Mar 2023Click to Download
GENERAL TERMS AND CONDITIONS OF APPOINTMENT OF INDEPENDENT DIRECTORS 1 Mar 2023Click to Download
CRITERIA OF MAKING PAYMENTS TO NON-EXECUTIVE DIRECTORS1 Mar 2023Click to Download
PRESERVATION OF DOCUMENTS POLICY1 Mar 2023Click to Download
POLICY ON DETERMINATION OF MATERIALITY OF EVENT1 Mar 2023Click to Download
POLICY ON MATERIALITY OF RELATED PARTY TRANSACTIONS1 Mar 2023Click to Download
RISK MANAGEMENT POLICY1 Mar 2023Click to Download
POLICY ON FAMILIARIZATION PROGRAMME FOR INDEPENDENT DIRECTORS1 Mar 2023Click to Download
BOARD DIVERSITY POLICY1 Mar 2023Click to Download
POLICY FOR DETERMINING MATERIAL SUBSIDIARIES1 Mar 2023Click to Download
NOMINATION AND REMUNERATION POLICY1 Mar 2023Click to Download
WHISTLE BLOWER POLICY1 Mar 2023Click to Download
BOARD EVALUATION POLICY1 Mar 2023Click to Download
BOARD FAMILIARIATION POLICY1 Mar 2023Click to Download
SEXUAL HARASSMENT REDRESSAL POLICY1 Mar 2023Click to Download

Code Of Conduct

DescriptionDateDownload
CODE OF CONDUCT FOR INSIDER TRADING AND CORPORATE DISCLOSURE PRACTICES1 Mar 2023Click to Download
CODE OF CONDUCT FOR BOARD OF DIRECTORS1 Mar 2023Click to Download
CODE OF CONDUCT FOR SENIOR MANAGEMENT1 Mar 2023Click to Download

Corporate Announcement

YearCorporate AnnouncementsDownload
2015 – 2023Annual General meeting Click to Download
2015 – 2023Board Meeting Click to Download
2015 – 2023Company UpdatesClick to Download
2015 – 2023Corporate Actions Click to Download
2015 – 2023SDD ComplianceClick to Download
2015 – 2023News Paper Advertisements Click to Download
2015 – 2023Insider UpdatesClick to Download

Contact Information

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