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    Office Locations Information

    Office DetailsAddress Information
    REGISTERED OFFICEShop No.3, 1st Floor, Adhi Vinayaga Complex, No.3,Bus Stand, Gopalsamy Temple Street, Ganapaty, Coimbatore Ganapathy Coimbatore North Coimbatore TN 641006
    Address other than R/o where all or any books of account and papers are maintainedDOOR NO 36 Old No 25 469 17 1st FLOOR POOMA COMPLEX, NADUVILAL Thrissur Thrissur KL 680001
    REGIONAL OFFICEDOOR NO 36 Old No 25 469 17 1st FLOOR POOMA COMPLEX, NADUVILAL Thrissur Thrissur KL 680001
    Branches Address Information
    HARIPAD 1st Floor, Purathuttethu Building, Muttom P O, Haripad, Alappuzha – 690511 PH : 7736450999
    MANKAMKUZHY2nd Floor, Mariam Tower, Opp. Kerala bank, Mankamkuzhy, Mavelikkara, Alappuzha – 690558 PH : 7736470999
    OCHIRA1st Floor, Reshma Plaza, Ragam Junction, Prayar Road, Oachira P O, Kollam – 690526 PH : 7736150999
    KOTTARAKARA1st Floor, Jewel tower, Neeleswaram P O, Neduvathur, Kottarakara, Kollam – 691505 PH : 7736350999
    KUNDARA                   1st Floor, 21/681 Kunnel Building, Punnamukku, Perumbuzha P O, Kollam – 691504 PH : 7736180555
    PATHANAMTHITTA 1st Floor, Puthusseril Building, St.Peter’s Junction (Above Federal Bank) Pathanamthitta – 689645 PH : 7736430999
    PATHIRIPALA179F, Ward 9, Mannur Panchayath, Pathiripala, Palakkad – 678642
    THRISSUR1st Floor, Pooma Complex, Naduvilal Jn, M G Road, Thrissur – 680001 PH : 7395922292
    KALAVOORGround Floor, Soumya Complex Near Pullikal Jn, Kavunkal, Mannanchery P O, Kalavoor, Alappuzha – 688538 PH : 7356257444
    AMBALAPUZHA1st Floor Randuthayyil Building, Punnapra, Punnapra P O, Alappuzha – 688004 PH : 7736074999
    THYCATTUSSERYVeliyil Building, Near Govt Beveco Outlet MLA Road ,Thycattussery Cherthala, Alappuzha – 688528 PH : 7736074222
    CHAVARAPanickers Building , 1st Floor, Vadakkumthala P O, Vettamukk Chavara, Kollam – 690536 PH : 7736074111
    BALUSSERY1st Floor, S N Complex, Amarapuri, Balussery Kozhikode – 673612 PH : 8129548444
    MEENANGADI1st floor, Puthumangalath complex, Near Stone Gallery, Vidhya Bhavan School Road, Beenachi, Sulthan Bathery Wayanad – 673592 PH : 8137946444
    PANDIKKADMK complex, Puthukulam, Kanjirampara, Alanallur Malappuram – 678601 PH : 8138083555
    AKALAD1st Floor, Afitha Complex, Akalad, Kadiriyapalli Thrissur – 680518 PH : 8136965999
    AZHIYOORAVR Complex, Muttungal P O, Kainaty, Vadakara, Calicut – 673106 PH : 8129979555
    RAMANATTUKARANear Chaliyar Jewellery Farook College Road, Chungam Feroke, Calicut – 673631 PH : 9567926555
    CHATHANNOOR1st Floor, Vilayil Building, Plamood Junction, NorthChathannoor Chathannoor P O Kollam – 691572 PH : 8136923444
    EDAPPALGround Floor, Panekkat Building Edappal, Naduvattam, Sukapuram Malappuram – 679576 PH : 8848004168
    TIRUR1st Floor, Bappu Haji Arcade Near GHSS, BP Angadi Tirur, Malappuram – 676102 PH : 9249093797
    WANDOOR1st Floor , Cheriyil Tower, Nilambur Road, Wandoor Malappuram – 679328 PH : 9249093798
    PALAKKADGround Floor, Kanakath Tower NH ByPass, Kadamcode Karingarapully Palakkad – 678551 PH : 0491 3523722, 0491 3548585
    NEDUMKANDAM3rd Floor, Patmatheertham complex, Nedumkandam to Munnar road, Opp. of Bus Stand, Nedumkandam – 685553 PH : +91 9249093793
    THAMARASSERYGround Floor, MRS Building, Kudikkilumaram, near Indian gas godown, Thamarassery – 673573 PH : +91 9249093796
    ADIMALI1st Floor, Uppukandathil building, near by LM bank, kallarukutty road Adimali, Idukki – 685561 PH : +91 9249093792
    NANJANGUD3041/2926, Mahalakshmi Sadana, Above Karnataka Bank, 1st Floor, R.P Road, Nanjangud – 571301 PH : 9249093791
    GUNDLUPETSharada Complex, 2 Hall, 1st Floor, Marigudi Road, Gundlupet – 571111 PH : 9249093791
    MYSOREHall 2, 1st Floor, Vivekananda Circle, Mysore – 570023 PH : 9249093791
    KULASEKHARAMNo.15/83C, Ward-15, Thanumaliya Hotel, 1st Floor, Kankari, Thiruvattar Post, Kanniyakumari District – 629177 PH : 9037965283
    MARTHANDAMNo.16-28/2,3, Ward 13, 1st Floor, Chirayankuzhi, Kanjiracode Post, Unammalaikadai, Kanniyakumari District – 629155 PH : 9037965282
    ANJUGRAMAMNo.7/85/1, 1st Floor, SS Grand Plaza Building, Viswanathapuram Junction, Levanchipuram Post, Thirunelveli District – 627114 PH : 9037965285
    KARUNGALNo.5/214-A2, 5ST-4 Jain Building, 1st Floor, Nachee Vilai, Karungal Post, Kanniyakumari District – 629157 PH : 9037965284
    NAGERCOILNo.150 Ward-50, 1st Floor CTR Complex, Kunjanvilai, Monikattipottal Post, Kanniyakumari District – 629501 PH : 9037965281
    THODUPUZHA1st Floor, Gemini Building, Opp. of Max clothing, Pala road, Thodupuzha, Idukki – 685584 PH : 8943048000
    KATTAPPANAJMJ Fintech Ltd, 1ST FLOOR, PARAKANDATHIL SHOPPING COMPLEX, KATTAPPANA, KATTAPPANA PO, IDUKKI. PIN: 685515

    About Us

    NBFC Business

    JMJ Fintech Limited is a RBI registered non-deposit taking Non-Banking Financial Company (NBFC) with its registered office at Ganapathy, Coimbatore, Tamilnadu. The company (JMJ Fintech) is built on ethical financial principles, beliefs, and rules. These guidelines determine the conduct of the JMJ platform and its products. JMJ Fintech Limited has one business vertical.

    • NBFC Activities (Non – Depositing Taking Company)
    RegulatorsInformation
    Years of service40 Years
    Formerly knowns as: Meenakshi enterprises Limited
    Date of Incorporation 27/11/1982
    CIN NoL51102TZ1982PLC029253
    RBI Registration Details Reg No – B-07.00141
    RBI Registration Date 09/03/1998
    BSE Listed Details ISIN – INE242Q01016
    BSE Listing Date 17/12/2014
    BSE Script Code 538834
    GST NUMBER32AACCM8666R1ZQ

    JMJ Fintech Limited offers financial services to corporate clients and high net worth individuals. We contribute to the easy-money lending environment and a front runner in the NBFC sector that is fast-expanding with plethora institutions. The company supports clients across India through innovative approaches and customized solutions that promotes financial system efficiency. The loans are disbursed against securities and guarantees confirmed with an agreement. The security and agreements can be varied from shares, bank guarantees and such. The company is having NO bad debt which exhibit the successful financing business model followed. Loans from JMJ Fintech Limited believes in the opportunities and strength of SME sector and offer loans to cater to the various needs of different types of business owners in this sector.

    We bring our clients unrivaled transaction and integration expertise, deep industry knowledge to provide management consultation services to organizations during Merger, Amalgamation, Acquisition, Valuation etc. and ensure flawless execution.

    Contact Us

    Raghavan,

    I recommend JMJ to my fiends & family always Whom I know need the help and support from a good friend and honest banking firm.

    Raghavan,

    Malavika

    The assistance I received during the entire loan process was very impressive. I have never received such honest and supportive assistance from any other financing organization. This was excellent.

    Malavika

    Gopal

    JMJ’s simple and easy to use services supported me in troublesome situation. I am really happy about that.

    Gopal

    Our Visionary

    Management Team

    Mr. Joju Madathumpady Johny

    Managing Director

    CA. Sivadas Chettoor

    Independent Director

    Mr. Johny Madathumpady Lonappan

    Executive Chairman

    CA. Julie George Varghese

    Independent Director

    Mr. Vazhayil Easow Josekutty

    Independent Director

    Lt. Col. Velayudhanpillai Harikumar

    Independent Director

    INVESTOR RELATIONS

    Investor Relations QV

    Registrar & Share Transfer Agent

    • Purva Share Registry (India) Pvt.Ltd. No. 9, Shiv Shakthi Ind.
      Estt. Lower Parel East, J R Boricha Marg, Mumbai – 400 011.
    • 022-2301 6761/2301 2518
    • 022-2301 2517
    • support@purvashare.com

    For Investor Grievances & Compliance

    • Mrs. Vidya Damodaran
    • (Company Secretary cum Compliance officer)
    • JMJ Fintech Limited, Shop No.3, 1st Floor,Adhi Vinayaga Complex, No.3, Bus Stand,Gopalsamy Temple Street ,Ganapaty,Coimbatore Ganapathy Coimbatore North Coimbatore TN 641006 IN
    • +91 7395922291
    • investor@jmjfintechltd.com

    Details of Grievance Redressal Officer (GRO)

    • Mr.Renjith Ramachandran
    • Operations Manager
    • +91 7736810555
    • complaints@jmjfintechltd.com

    The company is listed at BSE Limited (BSE) vide BSE Script Code: 538834

    Mr. Joju Madathumpady Johny

    Managing Director
    (DIN: 02712125)

    He holds a Bachelor’s Degree in Commerce. He has More than 7 years of experience in various Financial Institutions like NBFC, Nidhi, and Chits etc.

    Mr. Johny Madathumpady Lonappan

    Executive Chairman
    (DIN: 0017895)

    Mr. Vazhayil Easow Josekutty

    Independent Director
    (DIN: 10358372 )

    Mr Vazhayil Easow Josekutty is having 34 years of experience in Corporate laws while holding various positions like Asst Registrar of Companies, Deputy Registrar of Companies and Registrar of Companies in various states.  As Joint Director in the Ministry of Corporate Affairs, Mr Vazhayil Easow Josekutty had experience in monitoring functions of ROCs and Official Liquidators in various States. Mr Vazhayil Easow Josekutty was a member of various Committees formed by the Ministry of Corporate Affairs on matters like the Companies Act, 2013, Producer Companies and Delegation of Authorities. Mr Vazhayil Easow Josekutty was also a nominated member of Executive Committee of ICSI, Hyderabad and FTCCI Corporate Laws, IBC & ADR Committee of Federation

    CA. Sivadas Chettoor

    Independent Director
    (DIN: 01773249)

    He holds a Degree of Bachelors of Commerce and is a Fellow Member of Institute of Chartered Accountants of India. He is also a Post Graduate in Law.:

    1. He Practiced as a Chartered Accountant under the name Sivadas C and Company till April 23rd 2013 and thereafter as a Managing Partner of the firm Sivadas C and Company.
    2. He possess over 35 years of Experience in Audit of various Nationalized Banks and Scheduled Banks, Private Limited and Public Limited companies, Partnership Firms, Public Sector Undertakings, Government Departments, Trusts, Insurance company and other entities
    3. He is Experienced in Direct and Indirect tax consultancy, planning and representations before various Appellate Authorities of various levels.
    4. Past President of Palghat Management Association
    5. Past Member of Institute of Directors, New Delhi
    6. He is a Visiting Lecturer in Calicut University, Calicut, Victoria College, Palakkad, Mahatma Gandhi University, Kottayam, Amrita Business School, Cochin and in other various private educational institutions.
    7. He Contributed articles on taxation and law etc in leading publications
    8. He is a Regular speaker on topics of Direct/Indirect taxation and other business laws
    9. He is also Associated with Charitable activities

    CA. Julie George Varghese

    Independent Director
    (DIN: 09274826)
    She holds a Degree of Bachelors of Commerce and is a Fellow Member of Institute of Chartered Accountants of India (ICAI). She also hold post qualification Diploma in Systems Audit and Forensic Accounting & Fraud Prevention by ICAI. He possesses 9 years of experience as Chartered Accountant and is Currently a Sole Proprietor of M/s. Julie And Company, Chartered Accountants, Palayam, Trivandrum-695001

    Lt. Col. Velayudhanpillai Harikumar

    Independent Director
    (DIN: 10450411)
    Lt. Col. Velayudhanpillai Harikumar is a seasoned technocrat with a total of 35 years (20 Years with Indian Army in the Corps of Electronics and Mechanical Engineers (EME) and 15 years with Corporates) of qualitative experience in the entire gamut of Operations of Multiple Manufacturing Plants, Sales & Marketing, Setting up of New Manufacturing Facilities. The key skills include Production, PPC, QA/QC, Logistics, Procurement, Sales & Marketing, P&L, Maintenance, Statutory requirements, Administration. A natural leader with strong Change Management skills, Technical and Administrative Capabilities in restructuring/ rebuilding and optimizing plant operations and manpower resources to revamp the work culture and improve productivity and profitability. Project management skills, operation of multiple business units, dealing with multicultural multi linguistic workforce, Vendor management and “Can Do” attitude have been the strong points to achieve the organizational goals.

    Composition of various committees of board of directors

    Audit Committee :

    CA. Sivadas Chettoor (Chairman-Independent Director)

    CA. Julie George Varghese (Member-Independent Director)

    Mr. Vazhayil Easow Josekutty (Member-Independent Director)

    Nomination and Remuneration Committee :

    Mr. Vazhayil Easow Josekutty (Chairman-Independent Director)

    CA. Julie George Varghese (Member-Independent Director)

    Mr. Johny Madathumpaddy Lonappan (Member-Executive Director)

    Stakeholders Relationship Committee :

    CA. Julie George Varghese (Chairman-Independent Director)

    Mr. Joju Madathumpaddy Johny (Member-Executive Director)

    Mr. Velayudhanpillai Harikumar (Member-Independent Director)

    Mr. Joju Madathumpady Johny

    Managing Director

    Vidya Damodaran

    Company Secretary

    Mr. Justin Thomas O

    Chief Financial Officer

    Contact Details

    JMJ Fintech Limited,

    Shop No.3, 1st Floor,Adhi Vinayaga Complex, No.3, Bus Stand,Gopalsamy Temple Street,Ganapaty,Coimbatore Ganapathy Coimbatore North Coimbatore TN 641006 IN

    Phone No: +9173959 22292

    Financials

    Quarterly Reports

    Financial Year Quarterly 1 Quarterly 2 Quarterly 3 Quarterly 4
    2024-2025 30.06.2024 30.09.2024 31.12.2024 31.03.2025
    2023-2024 30.06.2023 30.09.2023 31.12.2023 31.03.2024
    2022-2023 30.06.2022 30.09.2022 31.12.2022 31.03.2023
    2021-2022 30.06.2021 30.09.2021 31.12.2021 31.03.2022
    2020-2021 30.06.2020 30.09.2020 31.12.2020 31.03.2021
    2019-2020 30.06.2019 30.09.2019 31.12.2019 31.03.2020
    2018-2019 30.06.2018 30.09.2018 31.12.2018 31.03.2019
    2017-2018 30.06.2017 30.09.2017 31.12.2017 31.03.2018
    2016-2017 30.06.2016 30.09.2016 31.12.2016 31.03.2017
    2015-2016 30.06.2015 30.09.2015 31.12.2015 31.03.2016
    2014-2015 30.06.2014 30.09.2014 31.12.2014 31.03.2015

    Annual Reports

    Annual Reports

    Financial Year Annual
    2023-2024 Annual Report 2023-2024
    2022-2023 Annual Report 2022-2023
    2021-2022 Annual Report 2021-2022
    2020-2021 Annual Report 2020-2021
    2019-2020 Annual Report 2019-2020
    2018-2019 Annual Report 2018-2019
    2017-2018 Annual Report 2017-2018
    2016-2017 Annual Report 2016-2017
    2015-2016 Annual Report 2015-2016
    2014-2015 Annual Report 2014-2015

    Annual Returns

    Annual Returns

    Financial Year Annual
    2020-2021 Click to Download
    2021-2022 Click to Download
    2022-2023 Click to Download

    Share Holding Pattern

    Quarterly Reports

    Financial Year Quarterly 1 Quarterly 2 Quarterly 3 Quarterly 4
    2023-2024 30.06.2023 30.09.2023 31.12.2023 31.03.2024
    2022-2023 30.06.2022 30.09.2022 31.12.2022 31.03.2023
    2021-2022 30.06.2021 30.09.2021 31.12.2021 31.03.2022
    2020-2021 30.06.2020 30.09.2020 31.12.2020 31.03.2021
    2019-2020 30.06.2019 30.09.2019 31.12.2019 31.03.2020
    2018-2019 30.06.2018 30.09.2018 31.12.2018 31.03.2019

    Fair Practice Code

    Name Download
    FAIR PRACTICE CODE Click to Download
    Policy Description Download
    BOARD DIVERSITY POLICY Click to Download
    GENERAL TERMS AND CONDITIONS OF APPOINTMENT OF INDEPENDENT DIRECTORS Click to Download
    CRITERIA OF MAKING PAYMENTS TO NON-EXECUTIVE DIRECTORS Click to Download
    PRESERVATION OF DOCUMENTS POLICY Click to Download
    POLICY ON DETERMINATION OF MATERIALITY OF EVENT Click to Download
    POLICY ON MATERIALITY OF RELATED PARTY TRANSACTIONS Click to Download
    RISK MANAGEMENT POLICY Click to Download
    POLICY ON FAMILIARIZATION PROGRAMME FOR INDEPENDENT DIRECTORS Click to Download
    POLICY FOR DETERMINING MATERIAL SUBSIDIARIES Click to Download
    NOMINATION AND REMUNERATION POLICY Click to Download
    KYC GUIDELINES AND ANTI-MONEY LAUNDERING STANDARDS POLICY Click to Download
    POLICY ON DISTRIBUTION OF DIVIDENTS Click to Download
    BCP AND DISASTER MANAGEMENT POLICY Click to Download
    WHISTLE BLOWER POLICY Click to Download
    BOARD EVALUATION POLICY Click to Download
    BOARD FAMILIARIATION POLICY Click to Download
    SEXUAL HARASSMENT REDRESSAL POLICY Click to Download
    NPA POLICY Click to Download
    LOAN POLICY Click to Download
    INVESTMENT POLICY Click to Download
    INTEREST RATE POLICY Click to Download
    POLICY FOR COMPROMISE SETTLEMENTS AND TECHNICAL WRITE – OFFS Click to Download
    BUSINESS CONTINUITY PLAN Click to Download
    CUSTOMER GRIEVENCE REDRESSAL POLICY Click to Download

    Code Of Conduct

    Description Date Download
    CODE OF CONDUCT FOR INSIDER TRADING AND CORPORATE DISCLOSURE PRACTICES 1 Mar 2023 Click to Download
    CODE OF CONDUCT FOR BOARD OF DIRECTORS 1 Mar 2023 Click to Download
    CODE OF CONDUCT FOR SENIOR MANAGEMENT 1 Mar 2023 Click to Download

    Corporate Announcement

    Year Corporate Announcements Download
    2015 – 2023 Annual General meeting Click to View
    2015 – 2024 Extra-Ordinary General Meeting Click to View
    2015 – 2024 EGM Outcome(04-04-2024) Click to View
    2015 – 2024 Scrutinizer Report on 04-04-2024 Click to View
    2015 – 2023 Board Meeting Click to View
    2015 – 2023 Company Updates Click to View
    2015 – 2023 Corporate Actions Click to View
    2015 – 2023 SDD Compliance Click to View
    2015 – 2023 News Paper Advertisements Click to View
    2015 – 2023 Insider Updates Click to View
    2015 – 2024 Postal Ballot Notice Click to Download
    2015 – 2024 Valuation Report(05-03-2024) Click to Download
    2015 – 2024 Secretarial Audit Report as on 31.03.2021 Click to Download
    2015 – 2024 Secretarial Audit Report as on 31.03.2022 Click to Download
    2015 – 2024 Secretarial Audit Report as on 31.03.2023 Click to Download
    2015 – 2024 Addendum to Annual Report 23-24 Click to Download
    2015 – 2024 Compliance Certificate(10 Annexure) Click to Download
    2015 – 2024 Compliance Certificate(13 Annexure) Click to Download

    Certificates

    Contact Information

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